Treasury Management Services
Regents Bank's suite of treasury management products is designed to help your business manage its cash more effectively. Whether you have remote or multi-state depository requirements, comprehensive information gathering or administration and security needs, we have a product to meet your individual requirements.
- Remote Deposit Capture
- Business Mobile RDC
- ACH Debit Origination
- Cash Vault
- Merchant Services
- Zero Balance Accounts
Remote Deposit Capture
Regents Bank's Remote Deposit service enables you to deposit checks to your Regents Bank accounts from your desk or anywhere in the United States. All you need is a specialized scanner, PC and Bank-approved software that transmits checks electronically and sends images to the Bank for deposit. This state-of-the-art technology reduces your time and liability by delivering your deposits through courier services or in person, and improves your efficiency and cash flow.
Business Mobile Remote Deposit Capture
Business Mobile Remote Deposit Capture (RDC) encapsulates the features of traditional Desktop Deposit scanning and incorporates it into your mobile device. This service creates efficiencies in the form of time and cost savings and provides you the mobility needed to increase your productivity on the go. Business Mobile RDC leverages auto-capture technology to reduce mobile deposit workflow friction. In addition, this service enables you to perform batch check deposits and provides security controls to maximize administrative oversight for mobile check deposits made by your staff members.
ACH Debit Origination
ACH Debit Origination enables your company to collect payments from your clients via the Automated Clearing House (ACH) network. That means you can debit your clients’ accounts to collect fixed or variable payments, such as membership dues or insurance premiums. Funds are deposited directly into your Regents Bank account, providing you with greater control and predictability in your accounts receivable process.
Our Lock Box Service streamlines the remittance process if your business receives payments by mail. Payments are sent to a post office box where they are collected by the bank several times a day and deposited directly into your Regents Bank account. Our service provides timely payment receipt reporting and allows you access to electronic and paper remittance images online to update your receivables or research customer questions.
If your business requires frequent deposits of cash or you need to maintain a continuous inventory of cash and currency, our Cash Vault Service provides convenience and peace of mind. Armored carrier service from your business location moves cash and currency safely to a Cash Vault, where your deposits are processed and deposited securely and promptly. You can also order currency and coin online and have it delivered by armored carrier to your business, eliminating trips to your banking office.
Merchant Services allows you to credit funds from all major credit cards directly to your checking account with the highest level of customer service. And we offer a choice of advanced processing technologies, including wireless, Internet and PC-based options.
Regents Bank provides credit cards, PIN-based debit cards, gift cards, electronic check acceptance and more so that you can offer a variety of payment options to your customers. That can help you expand your customer base, increase your sales and revenue, and reduce operating losses.
For more information, please contact your Treasury Management Sales Professional at 855.925.1122.
Zero Balance Accounts
Does your business have a need for multiple corporate checking accounts for reasons of segregated duties or simply due to geography? Regents Bank's Zero Balance Account can help you control, manage and maintain your desired cash balances by enabling you to transfer funds from several accounts to a single account each business day automatically.
Business Bill Pay
Regents Bank's Business Bill Pay allows you to pay bills online from your accounts, set up one-time payments or recurring payments for up to 12 months in advance, run customized reports to track spending, and stay secure by reducing the number of paper checks.
Our easy online wire capability allows you to send funds on a one-time or repetitive basis domestically and internationally in a fast, secure and convenient way. Enjoy greater flexibility and more control by using our online Wire Services.
ACH Credit Origination
ACH Credit Origination allows you to make payments electronically through the Automated Clearing House (ACH) network, simplifying the way you pay vendors, issue paychecks and reimburse employee expenses, and make tax payments. Save time, reduce expenses, eliminate the possibility of lost checks, and easily forecast settlements.
Regents Bank's Account Reconcilement service puts an independent, third-party "set of eyes" on your accounts by resolving missing and late deposits, mis-posted items and overs and shorts as quickly as possible. All you have to do is give us your list of issued checks in a specified data transmission format, and we do the rest. At the end of your statement cycle, we'll give you a balanced account statement.
Keep all your check images and statements indexed on a CD Statement application for easy access (searching and printing). Add to your growing archive of images and statements on a monthly, quarterly or annual basis.
This powerful online tool helps you reduce check fraud loss by enabling you to view, decide on and approve checks written against your account before the Bank pays them. By examining fields, such as check amount, payee or check number, and flagging discrepancies, you can verify against your issue files, evaluate and decide whether to pay or return the item.
ACH Fraud Protection
Regents Bank's Automated Clearing House (ACH) Fraud Protection Services provide online tools that help protect your company from fraudulent electronic transactions and compromised account information. Services include ACH debit blocking, ACH credit blocking and ACH filters.
Meet the Team
Matthew Fishman joined Regents Bank as a Treasury Management Sales Officer and is working out of the La Jolla office. He has worked with business clients in the commercial banking industry for the previous eleven years and has developed a skilled approach when consulting with clients or analyzing their financial situations. Matthew prides himself on getting to know each client so he understands their individual needs and what matters most to them. This, together with his extensive knowledge of loan, deposit and cash management products, helps Matthew recommend strategies to meet clients’ current and future goals.
Previously Matthew worked as a Treasury Management Officer, AVP at Arizona Bank and Trust as well as First Fidelity Bank. Matthew graduated from the University of Arizona with a degree in Economics and a minor in Business Administration. In his free time Matthew and his wife Melissa enjoy hiking with their dog and traveling abroad.