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Deposit Accounts

Regents Bank offers a variety of checking and savings accounts designed to fit your specific business and personal needs. Regardless of your choice, your funds are insured up to the maximum amount allowed by the FDIC.

Business Checking
Business Savings
Personal Checking
Personal Savings
Business Checking
Business Analyzed Checking
Business Money Market
Corporate Interest Checking
IOLTA

Business Checking

Our basic checking account offers:

  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking or mobile banking
  • No monthly fee with minimum balance

Business Analyzed Checking

Analyzed Checking enables your business to use an Earnings Credit to offset all or some of the service fees associated with your treasury management and depository products.

  • Competitive earnings credit rate
  • Detailed statement with itemized depository and treasury management service fees, analyzed account balances and earnings credit information
  • Balances from one account can offset charges incurred from other accounts

Business Money Market

Enjoy the liquidity of a checking account while earning competitive market interest rates based on your account balance.

  • Tiered interest rate based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Corporate Interest Checking

Earn interest on your account balance with unlimited transactions each month.

  • No minimum monthly balance required
  • Earn interest on all balances
  • Unlimited transactions each month
  • Cost based on monthly service charge and transaction fees

IOLTA

IOLTA checking is available exclusively to lawyers and law firms managing general (multi-client) trust funds.

 

CDARS

Certificate of Deposit Account Registry Service®

Enjoy the security of FDIC insurance when you invest $250,000 to $50 million in a CDARS deposit* with the simplicity of working with one bank and the convenience of one rate and a single statement.

* Penalty may be imposed for early withdrawal.

 

Personal Checking
Personal Money Market

Personal Checking

Our classic checking account provides you with unlimited check writing and convenient online banking services.

  • Unlimited transactions
  • No monthly service charge with minimum daily balance
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking

Personal Money Market

Enjoy the liquidity of a checking account while earning competitive market interest rates.

  • Tiered interest rate based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations
Personal Savings
Certificates of Deposit
CDARS

Personal Savings

Our Personal Savings Account provides a safe place to set aside your money that is easily accessible.

  • Tiered interest rates based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Certificates of Deposit*

  • Choice of terms and maturities
  • Competitive interest rates
  • Available for Individual Retirement Accounts
  • Convenient automatic renewal
  • Interest compounded daily

*Penalty may be imposed for early withdrawal

Certificate of Deposit Account Registry Service®

Enjoy the security of FDIC insurance when you invest $250,000 to $50 million in a CDARS deposit* with the simplicity of working with one bank and the convenience of one rate and a single statement.

* Penalty may be imposed for early withdrawal.